While most financial experts advise against claiming social security early, sometimes illness can force otherwise thrifty individuals to make their claim sooner than planned. Certain medical conditions, like cancer or Alzheimer, will not only require expensive medicines and treatments, but will also significantly shorten the person's life. So why shouldn't a sick person enjoy the money that they've earned while they still have the time?
If you suffer a particular medical condition and don't expect to live into your 80s, you have every right to file a disability appeal to the Social Security Administration. Whether you choose to hire a social security disability attorney or make the claim yourself, the quickest way to receive your benefits from the Social Security Disability Insurance (SSDI) is if your medical condition is listed as one of the diseases covered under the list of Compassionate Allowances.
If you suffer a particular medical condition and don't expect to live into your 80s, you have every right to file a disability appeal to the Social Security Administration. Whether you choose to hire a social security disability attorney or make the claim yourself, the quickest way to receive your benefits from the Social Security Disability Insurance (SSDI) is if your medical condition is listed as one of the diseases covered under the list of Compassionate Allowances.
These are some of the most common health difficulties that lead people to claim social security early.
EARLY-ONSET ALZHEIMER'S DISEASE
Alzheimer's Disease is a degenerative brain disease that most commonly affects older people, causing irreversible symptoms like memory loss and diminishment of cognitive abilities. When the disease is found on people under 65 years of age it is called Early-Onset Alzheimer's Disease and as a type of dementia it is covered by the SSDI program.
Many patients diagnosed with Early-Onset Alzheimer's Disease are still in the workforce when they start experiencing the first symptoms of this condition. This often leads to a drop in their productivity due to their inability to perform their regular daily tasks with the same efficiency. People suffering Early-Onset Alzheimer Disease often experience a faster decline in health than those with Late-Onset Alzheimer's Disease, as signaled by general changes in their personality and behavior- such as depression and violent mood swings.
BREAST CANCER
Breast Cancer is a type of cancer that develops in the tissues surrounding the breast, most frequently around the ducts and lobules. Although Breast Cancer is a disease that mostly affects women men aren't immune to it either, and there are cases of male patients with this disease.
The most common signs of this disease includes changes in breast shape, appearance of lumps, dimpling of the skin, or nipple discharges. The spread of the cancer also causes the apparition of other symptoms like bone pain, swollen lymph nodes, or yellow skin.
If the disease is diagnosed early the chances of surviving with adequate treatment are high. Once diagnosed the disease can be treated using a variety of methods, including surgery, chemotherapy, radiation, or hormonal therapy. The success of the treatment will depend on the patient's age, cancer type and how much it has spread.
HEART TRANSPLANT WAIT LIST
The SSDI also covers people with heart conditions who are waiting for a heart transplant. People who are on the United Network for Organ Sharing (UNOS) waiting list suffer from heart diseases to which there are no other medical solutions other than surgery. This means that their hearts are at the limit of their capabilities, and without a new heart the patient's life expectancy can be as short as a few months.
Patients who are in the "end-stage" of heart failure are the first ones considered for any transplant, but even after being selected all patients must me matched with a heart from a donor with the same blood type, which can lengthen the process and increase the patient's chances of suffering complications and eventually death.
